MD GLOBAL REALTY, LLC
Marisol Davila, MD GLOBAL REALTY, LLCPhone: (727) 480-9487
Email: [email protected]

Does your homeowners insurance cover termite damage?

by Marisol Davila 12/08/2024

yellow image with figure of termite

Owning a home can be a wonderful experience. You have your very own space to do as you please. However, there are also many challenges to homeownership. Every year, many homeowners battle termite damage. This guide provides a basic understanding of termite damage coverage and how to protect your home from these critters. 

Does homeowners insurance cover termite damage to your home? 

Unfortunately, home insurance policies don’t offer coverage for damages to your property from termite infestations. Subterranean termites tunneling and eating away at your home is a slow process, whereas homeowners insurance is reserved for unforeseen emergencies and accidents. Insurance companies consider termite prevention as a normal part of home maintenance. 

How do you detect termite damage?

So, how do you detect termites to prevent damage? Doing routine checks a few times a year can greatly help in spotting a termite infestation before extreme damages occur. For example, you may notice a pile of insect wings. A specialist can identify if they belong to termites and examine your home for damages. Hiring a professional usually costs around $50 to $200. 

Defend your home from termites

With the right preventative measures, you can stop termites from invading your home. These include: 

  • Not stockpiling firewood close to your home. 
  • Make sure water from storm drains doesn’t fall too close to your home’s foundation.
  • Check areas around your home for tunneling. 

Termite damage can be an annoyance. However, the right surveillance and being proactive will protect your space. Speak with a local termite specialist today for more information.

About the Author
Author

Marisol Davila

Marisol has a vast number of years experience in the mortgage, financial and in a nearly every aspect of the real estate industry. Marisol has helped her clients through a variety of economic situation and changes in the housing booms, real estate declines and market adjustments. Her real estate knowledge, skills, work ethic and professional experiences benefit each and every one of her clients. Marisol strives to provide courteous, professional and knowledgeable answers and assistance to the many buyers and sellers who request her service. Marisol believes that her ability to be a listener first, and then pursue with her buyers and sellers their real estate goals has been the service her clients appreciate most. Marisol is loyal, honest, and dedicated to helping others to achieve their individual goals.